Devon (, Cornish: Dewnens), also known as Devonshire, is a county of England, reaching from the Bristol Channel in the north to the English Channel in the south. It is part of South West England, bounded by Cornwall to the west, Somerset to the north east, and Dorset to the east. The city of Exeter is the county town. The county includes the districts of East Devon, Mid Devon, North Devon, South Hams, Teignbridge, Torridge, and West Devon. Plymouth and Torbay are each geographically part of Devon, but are administered as unitary authorities. Combined as a ceremonial county, Devon's area is 6,707 km2 (2,590 square miles) and its population is about 1.1 million. Devon derives its name from Dumnonia. During the British Iron Age, Roman Britain, and the early Middle Ages, this was the homeland of the Dumnonii Brittonic Celts. (The shift from "M" to "V" is a typical Celtic consonant shift.) The Anglo-Saxon settlement of Britain resulted in the partial assimilation of Dumnonia into the Kingdom of Wessex during the eighth and ninth centuries. The western boundary with Cornwall was set at the River Tamar by King Æthelstan in 936. Devon was later constituted as a shire of the Kingdom of England. The north and south coasts of Devon each have both cliffs and sandy shores, and the county's bays contain seaside resorts, fishing towns, and ports. The inland terrain is rural and generally hilly, and has a lower population density than many other parts of England. Dartmoor is the largest open space in southern England, at 954 km2 (368 square miles); its moorland extends across a large expanse of granite bedrock. To the north of Dartmoor are the Culm Measures and Exmoor. In the valleys and lowlands of south and east Devon the soil is more fertile, drained by rivers including the Exe, the Culm, the Teign, the Dart, and the Otter. As well as agriculture, much of the economy of Devon is based on tourism. The comparatively mild climate, coastline and landscape make Devon a destination for recreation and leisure in England, with visitors particularly attracted to the Dartmoor and Exmoor national parks; its coasts, including the resort towns along the south coast known collectively as the English Riviera; the Jurassic Coast, and North Devon's UNESCO Biosphere Reserve; and the countryside including the Cornwall and West Devon Mining Landscape.

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Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and must involve something in which the insured has an insurable interest established by ownership, possession, or preexisting relationship. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged by the insurer to the insured for the coverage set forth in the insurance policy is called the premium. If the insured experiences a loss which is potentially covered by the insurance policy, the insured submits a claim to the insurer for processing by a claims adjuster.

Source: https://en.wikipedia.org/